Lower your rate and payment on your 1-4 unit investment property.
Get cash out too. Fast.

Begin a quote below in seconds

Requirements: 620 Min FICO | Min Loan $99k

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Contact Consent: By submitting this form, you agree to our Terms of Use and Privacy Policy and authorize Showcase Agency, Inc dba Key Home Funding to contact you by phone or text message regarding financing options for your property. You consent to receive communications sent using automated dialing systems, prerecorded or artificial voice, even if your number is listed on a state or federal do-not-call registry. Your consent is not required to obtain financing or purchase any services. Message and data rates may apply. You may reply STOP to unsubscribe or HELP for assistance.

Investor-ready loans with less paperwork,
no income, and no hassles

Investor-ready loans with less paperwork, no income, and no hassles

Qualify Using Rental Income

  • Qualify based on property rent

  • Vacant OK

  • No tax returns, paystubs, or W2s required

  • Perfect for investors with write-offs or low reported income

  • [Min 620 FICO]

Financing Built For Investors

  • Cash-out refinance options to unlock equity

  • No limit on number of rental properties

  • LLC ownership allowed

  • Loans up to $3M

  • 30 & 40-year terms available

  • Interest only available

  • Zero point loans available

  • Short-term rentals allowed (Airbnb/VRBO)

  • Up to 85% LTV

Close Faster With Less Paperwork

  • Typically close in 3 weeks

  • Minimal paperwork

  • Investor-friendly underwriting process

  • Work directly with financing professionals who understand investors

  • Designed for busy real estate investors

If you’re a real estate investor who already owns rental properties and wants to keep growing your portfolio, I want to introduce you to a financing option designed specifically for investors. It’s called DSCR Lite — investor-ready loans with less paperwork, no income, and no hassles. Unlock financing to scale faster.
Karin Aguilar, Investor Loans Specialist

© 2026 Key Home Funding
NMLS 1762262 ∣ DRE 02058997 ∣ GRNMA 1762262 ∣ GREC 8215

18 Pismo Beach ∣ Irvine, CA 92602

Karin Aguilar ∣ Loan Officer ∣ NMLS 888907 ∣ DRE 01319905

GRNMA 888907 ∣ GREC 445994

NMLS Consumer Access

Company Info

Privacy ∣ Terms

This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.

© Copyright 2026. Showcase Agency, Inc. Key Home Funding II. All Rights Reserved.

Contact Consent: By submitting this form, you agree to our Terms of Use and Privacy Policy and authorize Showcase Agency, Inc dba Key Home Funding to contact you by phone or text message regarding financing options for your property. You consent to receive communications sent using automated dialing systems, prerecorded or artificial voice, even if your number is listed on a state or federal do-not-call registry. Your consent is not required to obtain financing or purchase any services. Message and data rates may apply. You may reply STOP to unsubscribe or HELP for assistance.